Are you planning a New Year’s party, a wedding or bar mitzvah? We strongly recommend that you protect your event with a special event insurance policy. This coverage will protect you against unforeseen circumstances that are beyond your control where you can potentially be held liable for third party property damage or bodily injuries. Aside from commercial general liability, coverage may include protection against host liquor liability for damages or injuries where alcohol is deemed to have been a contributing factor, and property insurance coverage for items you may own, rent or are in your custody, care or control, such as audio, visual equipment, lighting, tables, chairs, and other equipment.