Whether you are renting an apartment or house, your needs are present and very similar to those of an owner. Tenant insurance protects your personal property, your living expenses and your civil liability.
Some mistakenly believe that their owner's insurance protects them, and others do not consider it relevant. But by establishing the inventory, you might be surprised at the quantity and the value of your goods, hence the importance of protecting them with insurance designed specifically for tenants.
Here is an overview of the covers:
- Property insurance protects you against loss or damage to your furniture, clothing and other personal belongings inside your house or vehicle.
- Liability insurance provides you with financial assistance in the event that you cause bodily injury or property damage to others inside or outside your apartment.
- Living expenses insurance covers you for moving to the hotel and other expenses if you cannot occupy your accommodation following a disaster.
